![]() ![]() If you only want plans with prescription drug coverage, browse Prescription Drug (Part D) Plans. You can read about whether Medicare Advantage is right for you. Not all plans shown here will be available to you enter your ZIP Code to see some of the plans available in your area. Even if a plan's monthly premium is $0, you would still pay the Original Medicare Part B premium, and Part A premium if applicable, to have medical coverage. Some Medicare Advantage plans have a prescription drug component that helps cover medications. These plans help cover the costs of services provided by hospitals, doctors, lab tests and some preventive screenings. Medicare Advantage plus Prescription Drug plans are an alternative way to get your Original Medicare. plans offer Medicare Advantage Prescription Drug plan coverage to Florida residents. You will receive notice when necessary. For sales/marketing complaints, contact Clover Health at 1-88 (TTY 711) or 1-800-MEDICARE (if possible, please be able to provide the agent or broker's name).The following Freedom Health, Inc. ![]() The formulary, pharmacy network, and/or provider network may change at any time. Benefits, premiums, and/or copayments/coinsurance may change on January 1 of each year. Advantage companies should be outlawed, go with Plan G or N (Medigap). Plan performance Medicare Star Ratings are assessed each year and may change from one year to the next. View customer complaints of Freedom Health, BBB helps resolve disputes. Privacy Policy Fraud, Waste, & Abuse Policy Terms & Conditions Medicare Advantage members: 8 a.m. Limitations, copayments, and restrictions may apply. Blue Cross Blue Shield Health Options HMO Preferred Patient Care (PPC) - PPO Chiropractic Services Medicare Advantage HMO and PPO Advantage 65 - Medicare. Call 1-88 (TTY 711) for more information. This information is not a complete description of benefits. Call 1-88 (TTY 711).ĪTENCIÓN: Si usted habla español, tenemos servicios de asistencia lingüística disponibles para usted sin costo alguno. ĪTTENTION: If you speak English, language assistance services, free of charge, are available to you. Medicare beneficiaries may also enroll in Clover Health through the CMS Medicare Online Enrollment Center located at. For a decision about whether we will cover an out-of-network service, we encourage you or your provider to ask us for a pre-service organization determination before you receive the service. Please call our customer service number or see your Evidence of Coverage for more information, including the cost-sharing that applies to out-of-network services. For plans that provide drug coverage, the formulary may change during the year. Out-of-network/non-contracted providers are under no obligation to treat Clover members, except in emergency situations. You must continue to pay your Medicare Part B premium. Enrollment in Clover Health depends on contract renewal. *We are open from 8 am–8 pm local time, 7 days a week. From April 1st through September 30th, alternate technologies (for example, voicemail) will be used on the weekends and holidays.Ĭlover Health is a Preferred Provider Organization (PPO) and a Health Maintenance Organization (HMO) with a Medicare contract. If you’d like to see a list of providers in your area who are in the Clover Health network, please use Find a Provider. That’s why, for most Clover PPO plans, you’ll have $0 or low copays for either in-or out-of-network primary care visits. The choice is yours.Ĭlover knows the importance of your relationship with your primary care doctor. But you also have the freedom to go to out-of-network doctors or specialists you may have to pay higher costs. Your costs will be easy to plan for with less need to worry about unexpected medical bills. You can choose a provider from the Clover PPO network and have low copays. That’s why we give you the opportunity to make choices for greater control of your healthcare costs. To read more about out of network coverage rules, click here.Īt Clover Health, we understand that your relationship with your doctor is very important and we believe you have the right to receive care where you are most comfortable. Our PPO plans give you the freedom to choose your doctorĪs a member of a NJ HMO plan, you must use network providers to get your medical care and services. ![]()
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